Buying a home is, without a doubt, one of the most important goals of any person.
So it is essential that, before taking that great leap, you thoroughly analyze whether it is the right decision for you at this time and if you are already ready to embark on this magnificent adventure.
Of course, the process is arduous, but it is worth a try. For that reason here we tell you, from the hand of the experts, the unequivocal signs that the time has come to live in your own home.
You have sufficient financial solvency
Surely it has not been easy at all, but if you now have the financial and personal stability that is required to obtain and maintain your own home, without a doubt you already have a lot of livestock.
Having the experience of living alone and covering maintenance costs and services such as water, electricity, Internet, among others – which should start long before you consider becoming the owner of your own space – will prepare you for new challenges in the future.
You have good savings
An essential requirement to start this project is to have specific savings account for this purpose.
In the purchase of your new residence, it is inevitable that some unforeseen events arise that may be related to the repair of certain spaces, if you want to make an improvement or if any expense turned out to be higher than you expected.
If you have this essential point, you definitely need to get a new house.
You have a stable and well-paid job
A stable job with a good salary will give you much more security and confidence, and, above all, the peace of mind that you will be able to enjoy your new home.
So, if at the end of each month your income and expenses balance is positive, there is no doubt, it is a perfect sign that tells you that you will be able to acquire a commitment like this in a comfortable and carefree way.
You are not afraid of change
Your life will not only undergo changes due to the move. You must keep in mind that a new house will need repairs, touch-ups and, of course, that you apply all your style to it to make it more comforting and comfortable for you.
So you should be open to changes that may arise during the process.
You found the perfect place for you
If in the planning of this project, you have selected a property that is related to your interests and therefore involves the opening of opportunities, this represents a highly relevant piece of information.
Finding the ideal ceiling that meets the personal, social and economic needs of each person can be complex.
Therefore, if you have completed the work of searching for months for a house that you like, with the amenities you require, that is close to your work area and in a pleasant neighborhood, without a doubt, it is an indication that you are already more than ready to buy a house.
You have the initiative and budget to redecorate
If you are paying rent, but you have hundreds of ideas on how to improve the home you occupy, it is, without a doubt, one of the signs that most motivates people to get their own home.
Surely you are tired of having to negotiate with the owner about every change concerning the decoration and finishes of the house, even the composure of imperfects that may arise.
Being a homeowner gives you the opportunity to make and break as you please, without the need to apply for permits.
You are already affiliated with Infonavit or FOVISSSTE
At ION Financiera we can review your status and provide you with a solution taking into consideration Infonavit and FOVISSSTE
So if you have three or more years affiliated with Infonavit (Institute of the National Housing Fund for Workers) or FOVISSSTE (Institute of Security and Social Services of State Workers), you already have a great advantage and it is a great omen to decide to make the decision.
With one of these affiliations, you will be able to integrate into your project some of the credits they offer with the option of joining a credit from ION Financiera, in order to give you a push to acquire it.
It is enough to meet certain requirements such as the accumulation of points in these public institutions to be able to enjoy their benefits.
If you have said yes to any of the previous points, let yourself be guided by the signs and do not hesitate when buying a house.
It is one of the most important and wise decisions of your entire life, which can only begin with the awareness of your possibilities.